The Alliance for Arts and Culture offers members a comprehensive group insurance benefits plan at low group rates through ZLC Financial Group.

Who is eligible?

This is true group insurance, which means that all of the usual benefits offered through an employer, if you were an employee, are offered through the Alliance for cultural groups of all sizes, specializing in smaller organizations and the self-employed.

The plan is well-suited to fit the needs of companies of all sizes in the cultural industries. Sole proprietors and small companies, who often find it difficult to obtain quality coverage on their own, will find the plan especially beneficial.

Our plan offers excellent coverage for all products with no medical evidence requirement. 

What are the benefits offered?

• Extended Health
• Dental
• Life Insurance
• AD&D
• Long Term Disability
• Life Insurance
• Optional Critical Illness

How does it work?

Organizations pay partial to full amounts of their employee costs, and self- employed artists pay premiums themselves. There is some tax relief for the self- employed who purchase their own extended medical benefits.

What are the costs?

The rate schedule is based on your family status and your annual income.  The health and dental plans are designed to extend to cover spouses and dependent children.

An individual making $30,000 per year can expect to pay about:

• $135 per month (single coverage)
• $240 per month (couple coverage - one dependent, spouse or child)
• $340 per month (family coverage - two or more dependents)

Please note: Higher incomes will result in higher Long Term Disability premiums as the benefit amounts payable will also increase to cover 60% of net earned income. We would be delighted to provide you with a quote upon request.

Who do I contact for more information or to sign up?

Donna D. Peerless Insurance Representative Tel: 604-261-1784 Email: donnaday@telus.net