Alliance members access a range of comprehensive insurance offerings designed to suit the unique needs of arts, culture, and heritage organizations.

We've enlisted the services of Front Row Insurance Brokers to offer commercial insurance cost savings to our members via a program put together to suit your organization's unique needs. 

Coverages can be selected as needed from

  • Commercial General Liability
  • Property Liability
  • Directors' and Officers' Liability
  • Errors and Omissions Liability and
  • Cyber Liability

A full service team manages the quote requests and the claims handling. Premiums start as low as $300 for an annual policy. 

Coverages will automatically include:

  • Volunteers as Named Insureds
  • Voluntary Compensation 
  • Tenant's Legal Liability and
  • All Events/Performances disclosed throughout the year.

For those who work with youth, you will now have the opportunity to purchase Abuse Liability to protect you against any allegations against named insureds under the policy. 

On the property side there will be automatic coverage limits for Fine ArtsProperty Off Premises and Transit Coverage

The Directors’ and Officers’ Liability will be a broad policy encompassing all coverage necessary to protect the directors of a for- or non-profit organization. It will also extend to Employment Practices Liability to protect against allegations of wrongful dismissal or even discrimination. 

Our chosen insurance company aligns their portfolio of business with their own business model and will do whatever they can to support those organizations they insure above and beyond providing general insurance. They also take all profits made annually and donate to their chosen charities worldwide. 

Applications have been designed for Alliance members and are available upon request. Contact Alliance member relations manager Beverly Edgecombe to request an application at

Full details of the program are available upon request.

Group Insurance Program Inquiries

Steve Beatty
Tel: 416-642-3294
Cel: 416-716-4684